Terms & Conditions
Last Updated: June 2026. By using caraspect.com you agree to these terms.
1. About these terms
These terms govern your use of the Caraspect website. By accessing or using the site you agree to be bound by them. If you do not agree, please do not use the site.
2. Who we are
Caraspect.com is operated by Caraspect Ltd, a company registered in England and Wales (Company Number 16523781). See our Mentions légales for full corporate details.
3. No financial or medical advice
Caraspect is an independent editorial and comparison website. The content we publish — including reviews, ratings, comparisons, FAQs and editorial verdicts — is for general information only. Nothing on this site constitutes regulated financial advice, insurance broking, underwriting, medical advice, or a recommendation tailored to your personal circumstances. You should always seek advice from a suitably qualified professional before making insurance, medical or financial decisions.
4. Information accuracy
We do our best to keep the information on Caraspect accurate and up to date. However, insurance products, pricing, cover terms and reward partners change regularly, and we cannot guarantee that any specific detail will always be current. Always confirm the final terms, prices and cover levels with the insurer before purchasing.
5. Affiliate links & commissions
Some links on Caraspect are affiliate links. If you click one and go on to buy a policy, we may receive a commission sans frais supplémentaires pour vous. Full details are in our Divulgation d'affiliation.
6. Third-party sites
When you click a link to leave Caraspect (for example, to our insurance partner AXA), you are subject to that third party's own terms, privacy and cookie policies. We are not responsible for the content, products or services of any third-party site.
7. Intellectual property
All content on Caraspect — including text, graphics, logos, icons, images, reviews and the Caraspect name and mark — is owned by Caraspect Ltd or our licensors, and is protected by UK and international copyright and trademark law. You may view and print pages for personal, non-commercial use only.
8. Acceptable use
You agree not to:
- Use the site for any unlawful purpose or in breach of any applicable regulations.
- Attempt to gain unauthorised access to any part of the site or its related systems.
- Use any robot, scraper or other automated means to access the site or extract data, except for standard search engine indexing.
- Misrepresent your identity or impersonate any other person.
9. Limitation of liability
To the maximum extent permitted by UK law, Caraspect Ltd excludes all liability for any indirect, consequential, special or punitive loss or damage arising out of or in connection with your use of this site. Nothing in these terms excludes or limits liability that cannot be excluded or limited by law (such as liability for fraud, death or personal injury caused by negligence).
10. Indemnity
You agree to indemnify Caraspect Ltd against any losses, costs or expenses we suffer as a result of your breach of these terms or your misuse of the site.
11. Changes to these terms
We may update these terms from time to time. The "Last Updated" date at the top of this page will always reflect when changes were last made. Material changes will be flagged via a homepage banner for at least 30 days.
12. Governing law
These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales, except where you are a consumer living in another part of the UK, in which case you may also rely on the consumer protection laws of your home nation.
13. Contact
Questions about these terms? Email didiane@caraspect.com.